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This step is called an onramp. You ask the agent for a checkout link, pay on the provider’s page, and the crypto arrives in your wallet.

How it works

OpenFinance does not take your card details. It builds a checkout link with one of two providers and hands it to you: The provider is picked from the currency you pay in. You finish payment, and any identity check the provider requires, on the provider’s own page. The crypto is delivered to your wallet address on the chain you chose.
OpenFinance chat showing a card checkout link for buying USDC, with the chain and wallet address it will be delivered to

A checkout link in chat for buying USDC with a card

Use it

1

Say what you want to buy

Name the amount, the currency you pay in, the token and the chain. For example: “Buy 100 dollars of USDC on Arbitrum with my card.”
2

Open the link

The agent returns a checkout link. Open it and complete payment with the provider.
3

Check that it arrived

Ask “what do I hold on Arbitrum?” once the provider says the order is complete.
4

Move it to the venue

Wallet funds are not yet on a venue. Deposit to Hyperliquid or Polymarket, or swap onchain.

Example prompts

Prompts like these work in the chat:
  • “Give me a link to buy 100 dollars of USDC with my card.”
  • “Buy 50 euros of ETH on Base.”
  • “Add 5000 rupees of USDC with UPI.”
  • “I have no crypto. What is the fastest way to start trading BTC perps?”
  • “Buy SOL with Apple Pay.”

Paying in INR

Onramp.money supports a fixed set of token and network pairs: If you ask for a pair outside this list, such as USDC on Ethereum with INR, the agent proposes a supported one.
To trade on Hyperliquid starting from INR: buy USDC on Polygon or BNB Chain, bridge it to Arbitrum, then deposit to Hyperliquid. Hyperliquid takes USDC only.

From your own agent

Your own agent needs one tool, get_onramp_url. Pass the fiat currency, amount, token and chain, and return the link to the user. See Wallet and onramp tools.

Limits

  • The provider sets its own limits and exchange rate, and shows them at checkout before you pay.
  • OpenFinance does not run identity checks itself. Moonpay and Onramp.money may require them.
  • Which payment methods and currencies you see depends on the provider and on where you live.
  • The agent cannot see or track your payment. Check your wallet balance to confirm delivery.

FAQ

To your own OpenFinance wallet: your EVM address for EVM chains, or your Solana address if you chose Solana.
No. The onramp delivers to your wallet. Deposit to the venue as a second step.
Yes. Send it to your wallet address from any exchange or wallet. See Wallet.

Next

Bridge and swap

Get funds to the right chain.

Markets overview

What each venue needs before you trade.