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Testing from the terminal takes your editor or chat client out of the picture. Every call needs OAuth sign-in or an x-api-key header; curl uses the header, so please make an account at openfinance.tech to get your keys.

List the tools

Start by asking the server which tools it offers:
A 200 OK with a JSON-RPC payload listing tools means you are good to go.

Call a wallet tool

Then call a tool that reads your own account. This confirms that your key and your wallet both work:
A 401 on either call means the key is missing or invalid.