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Hit the endpoint directly to confirm it responds.

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Public tools, no auth needed

No auth header is needed for tools/list: 
curl -i https://api.openfinance.tech/agent/mcp \
  -H "Accept: application/json, text/event-stream" \
  -H "Content-Type: application/json" \
  -d '{"jsonrpc":"2.0","id":1,"method":"tools/list"}'
A 200 OK with a JSON-RPC payload listing tools means you are good to go.

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Wallet-scoped tools

To verify a wallet-scoped tool, add the header and call one that requires it: 
curl -i https://api.openfinance.tech/agent/mcp \
  -H "x-api-key: open_xxxxx" \
  -H "Accept: application/json, text/event-stream" \
  -H "Content-Type: application/json" \
  -d '{"jsonrpc":"2.0","id":2,"method":"tools/call","params":{"name":"getPositions","arguments":{}}}'
A 401 on this call means the key is missing or invalid.